Clover is sold through banks and resellers, so your rate, your contract, and your support depend on the dealer you signed with — often a 3–4 year lock-in plus monthly junk fees. Shisu is one published price, month-to-month, with AI staff built in.
Every figure is real and public. Scroll the table on mobile.
| Best valueShisu | Clover | |
|---|---|---|
| Pricing & fees | ||
| Entry price software / month | $0–$55per station | $90++ $1,799 hardware |
| Transparent public pricing | Reseller-set | |
| Card-present rate | 2.45% + 15¢same for everyone | 2.3–2.6% + 10¢varies by dealer |
| Online / keyed rate | 3.45% + 15¢ | 3.5% + 10¢ |
| Hidden monthly fees | None | PCI + statement + per-terminal |
| Contract | ||
| Term | Month-to-month | 3–4 years |
| Early-termination fee | None | Balance owed |
| Hardware | ||
| Countertop terminal | $750financing available | $1,799–$1,899Station Solo / Duo |
| Who you buy from | Direct, one price | Banks & resellersthousands of agents |
| AI staff | ||
| AI phone host answers & books calls | ||
| AI shift coverage | ||
| AI hiring & training | ||
| AI inventory & reordering | ||
| Shows its work full audit trail | ||
| Multilingual voice Cantonese · Mandarin · English | ||
| Restaurant software | ||
| Commission-free online ordering | $49/mo | Via app, varies |
| Kitchen display (KDS) | $25/screen | Via paid app |
| Loyalty | $49/mo | Via paid app |
| Support | ||
| 24/7 support | Reseller-dependent |
Competitor pricing and terms compiled from public listings as of June 2026 and subject to change; Clover terms vary by reseller — confirm with your dealer.
Clover is Fiserv hardware resold by thousands of merchant-services agents. Two restaurants can pay very different rates for the same Station. Shisu sells direct — one price, for everyone.
Clover bills commonly add PCI compliance, statement, and extra-terminal fees that quietly stack $100–$200/mo. Shisu's bill is the plan plus the add-ons you switched on — nothing else.
A Clover Station Duo runs ~$1,899. Shisu Terminal is $750 with financing — and you get an AI host, shift coverage, hiring and training that Clover's app store can't match.
Clover has a huge third-party app marketplace and is sold by local banks everywhere, so you can often get running fast through a relationship you already have. If you'd rather have transparent pricing and AI staff than an app store, Shisu is the better home.